Beyond Stocks and Bonds: A Retiree’s Guide to Diversifying Income
Why the portfolio that built your wealth may not be optimized to sustain it
Let Real Estate Power Your Retirement Income
Discover fractional property investing designed for retirees — fully managed and protected, with steady monthly income. So you can focus on living your best years.
Let Real Estate Power Your Retirement Income
Discover fractional property investing designed for retirees — fully managed and protected, with steady monthly income. So you can focus on living your best years.
Let Real Estate Power Your Retirement Income
Discover fractional property investing designed for retirees —fully managed and protected, with steady monthly income. So you can focus on living your best years.
What if investing in real estate gave you peace of mind — not paperwork?
Yes, at PropTXchange, we’ve made it possible.
After guiding thousands toward retirement through trusted paths like pensions, annuities, mutual funds and savings, we wanted to give you more. Now, you can enjoy the steady benefits of real estate — without tenants, paperwork, or stress.
A Smarter, Safer way to earn from Real Estate
We’ve made property investing accessible by removing the uncertainty, stress, and guesswork—so you can build wealth with confidence.
At PropTXchange, we make sure that every property is carefully verified and secured through escrow-backed transactions. That means you get transparency, safety, the confidence to start investing — and living the life you’ve dreamed of.
Designed for retirees, built for freedom
Retirement should mean freedom, not stress. We take care of the hard parts, so you can enjoy income and security.
Real Properties, Real Security — every investment is verified and income-producing.
Fractional Ownership — you decide how much you want to invest.
Income You Can Rely On — steady returns that support your lifestyle.
Flexibility When You Need It — enter or exit on your terms.
We Handle the Details — no tenants, no paperwork, just your time back
Take Your First Step Toward Passive Real Estate Income
Predictable Cash Flow
No Management Headaches
Easy Exit Options
Real Properties, Not Hype
Full Investment Visibility
Built for Safety
Take Your First Step Toward Passive Real Estate Income
Predictable Cash Flow
No Management Headaches
Easy Exit Options
Real Properties, Not Hype
Full Investment Visibility
Built for Safety
Get Started — in Three Simple Steps
Explore Verified Properties
Choose from pre-vetted, income-generating properties with full transparency.
Invest Digitally and Securely
Make fractional investments using a secure escrow system.
Earn Monthly Income and Exit Anytime
Track returns, receive payouts, and resell when you’re ready — all from your dashboard.
Browse Premium, Income-Generating Properties
Each listing is vetted, transparently priced, and professionally managed by PropTXchange.
Closes today
Jefferson Ave
Jefferson Ave, Brooklyn, NY 11221
Valued at: $ 1,200,000
Expected Yield: 20%
Closed
South 3rd Street
3rd St, Brooklyn, NY 11231
Valued at: $ 3,200,000
Expected Yield: 15%
Closed
Lexington Ave
Lexington Ave, New York, NY 10029
Valued at: $ 7,000,000
Expected Yield: 15%
Insights for Smarter Retirement Investing
The Real Estate Opportunity Retirees Can’t Afford to Ignore
How a new investment model is reshaping real estate income in retirement
The Retirement Income Gap: Why Social Security and 401(k) May Not Be Enough
And how you can bridge the gap between retirement dreams and financial reality
Questions Investors Often Ask
Whether you’re new to real estate or rebalancing your portfolio, it’s normal to have questions. We’ve answered the ones we hear most often.
How much of my retirement portfolio should go into real estate?
Many retirement investors allocate a portion of their portfolio to real assets like real estate to support income and diversification. Allocation varies based on individual goals, liquidity needs, and overall portfolio balance. Real estate is typically used to complement, not replace, stocks and bonds.
Won’t I lose flexibility since real estate is less liquid?
Real estate is less liquid by nature, which is why most retirees plan liquidity separately through cash, short-term instruments, and equities. A common approach is maintaining 12–18 months of expenses in liquid assets, while using real estate for long-term income, not short-term needs.
Should I reduce stocks or bonds first when reallocating?
Many investors look at reducing bond exposure first, as real estate income can offer better inflation alignment. However, if a portfolio is heavily stock-weighted, trimming equities may also make sense. The right approach depends on overall balance and income objectives.
Where does my money go once I invest?
Investor funds are placed in independent escrow accounts and released only after predefined conditions are met. This structure aligns with standard real estate practices and helps ensure capital is deployed as intended.
Invest Smarter. Retire Stronger.
Your gateway to transparent, secure, and accessible real estate investing
PropTXchange was created to make real estate investing simple, reliable, and within reach for everyone. With over 7,000 clients already trusting us as retirement planners, we bring a personal touch to property investment—grounded in experience, integrity, and transparency.
Unlike traditional property deals, every project on PropTXchange is fully verified, escrow-backed, and designed for investor confidence. Our platform allows you to start small, diversify easily, and build passive income at your own pace—without the complexities and risks of going it alone.
We believe investing isn’t just about numbers—it’s about your goals, your future, and the security of your family. That’s why we focus on relationships that last, and opportunities that are built to grow with you.
Why Investors Choose Us
At PropTXchange, every decision is shaped by one guiding principle — safeguarding your financial journey. From verified properties and secure systems to decades of experience in retirement planning, we’ve designed a platform where transparency, trust, and your long-term success come first.
Built on Trust
Verified Properties, Secure Systems
We take a regulatory-first approach, listing only U.S. properties that pass rigorous legal and financial due diligence. Your investments are always safeguarded through secure escrow accounts, giving you peace of mind from day one.
Transparency at Every Step
No Surprises, No Hidden Costs
We believe trust begins with clarity. That’s why our platform is free to explore, comes with no lock-ins, and has zero hidden charges. What you see is exactly what you get.
Experience You Can Rely On
A Track Record That Speaks for Itself
With over 7,000 clients in retirement investment planning, our team has guided individuals toward building resilient, long-term portfolios. We bring the same financial discipline and insight to every property listed on PropTXchange. accounts, giving you peace of mind from day one.
Security You Can Count On
Your Data, Protected Like Your Money
We safeguard your information with the same advanced systems trusted by banks. From secure logins to encrypted connections, your details stay private and protected every step of the way.